After a Car Accident in MN: What-to-Do Checklist
Car accidents can be stressful and overwhelming, especially in Minnesota, where icy roads, heavy traffic, and unpredictable weather can increase the chances of collisions. Whether it’s a minor fender bender or a major accident, knowing the correct steps to take immediately after a crash can help protect your safety, finances, and legal rights.
At Stellar Autoworks, we understand the challenges drivers face after an accident. Our expert collision repair, auto body work, and mechanical diagnostics ensure that your vehicle is properly repaired and safe to drive. Below is a step-by-step guide on what to do after a car accident in Minnesota, along with information on how Stellar Autoworks can help get you back on the road.
Step 1: Check for Injuries & Call 911
🚨 Why It’s Important:
Your safety and the safety of others involved in the accident should be your first priority. Minnesota law requires drivers to stop at the scene of an accident, and if there are any injuries, fatalities, or significant vehicle damage, you must call 911 immediately.
✔ What to Do:
✅ Check yourself and passengers for injuries.
✅ Call 911 and report the accident if injuries or major damage are involved.
✅ If it’s safe, move your vehicle out of traffic to prevent further collisions.
✅ Turn on hazard lights and set up warning signals (if available).
🚗 How Stellar Autoworks Can Help:
We work with insurance companies and provide professional collision repair to restore your car’s safety and performance.
Step 2: Exchange Information with the Other Driver
📑 Why It’s Important:
Gathering the right details ensures that insurance claims and accident reports are accurate.
✔ What Information to Collect:
✅ Full name and contact information of all drivers involved.
✅ Driver’s license numbers and license plate numbers.
✅ Vehicle make, model, and year.
✅ Insurance company and policy number.
✅ Names and contact details of any witnesses.
❌ Avoid discussing fault or apologizing—let insurance companies determine responsibility.
🚗 How Stellar Autoworks Can Help:
We assist with insurance claims and repair estimates, making the post-accident process hassle-free.
Step 3: Take Photos & Document the Scene
📸 Why It’s Important:
Photos provide essential evidence for insurance claims and police reports, helping protect you in case of disputes.
✔ What to Photograph:
✅ All vehicles involved – Capture damage from multiple angles.
✅ License plates – Important for accident reports.
✅ Road conditions and traffic signs – Show external factors.
✅ Skid marks, debris, or injuries – Help support insurance claims.
🚗 How Stellar Autoworks Can Help:
We provide accurate repair estimates based on detailed inspections of visible and hidden damage.
Step 4: File a Police Report (If Necessary)
🚔 Why It’s Important:
In Minnesota, a police report is required if the accident results in injury, death, or damages exceeding $1,000. Having an official report protects you from false claims.
✔ How to File a Report:
✅ Call the Minnesota State Patrol or local law enforcement.
✅ Provide accurate details about what happened.
✅ Ask for a copy of the police report for insurance and legal purposes.
🚗 How Stellar Autoworks Can Help:
We work closely with insurance adjusters and use computerized damage assessments to ensure all necessary repairs are covered.
Step 5: Notify Your Insurance Company
📞 Why It’s Important:
Reporting the accident to your insurance provider as soon as possible helps speed up the claims process and prevents delays.
✔ What to Do:
✅ Call your insurance company and provide accident details.
✅ Submit photos, police reports, and witness statements.
✅ Ask about coverage for towing, rental cars, and repairs.
🚗 How Stellar Autoworks Can Help:
We offer direct insurance billing and work with all major insurance companies to streamline your repair process.
Step 6: Get a Professional Vehicle Inspection
🔧 Why It’s Important:
Even minor accidents can cause hidden damage that affects your car’s safety and performance. A professional inspection ensures that your vehicle is fully repaired and safe to drive.
✔ Common Post-Accident Issues:
✅ Wheel misalignment – Can cause uneven tire wear and poor handling.
✅ Suspension damage – Affects stability and comfort.
✅ Frame damage – Weakens the structural integrity of the car.
✅ Fluid leaks – Hidden damage may lead to long-term mechanical issues.
🚗 How Stellar Autoworks Can Help:
We perform comprehensive post-accident inspections to identify both visible and hidden damage before making high-quality repairs.
Step 7: Schedule Professional Repairs at Stellar Autoworks
⚙️ Why It’s Important:
Getting your vehicle repaired by trusted professionals ensures your car’s safety, performance, and resale value.
✔ Why Choose Stellar Autoworks for Accident Repairs?
✅ Expert Collision Repair – Frame straightening, dent removal, and repainting.
✅ Mechanical Repairs – Fixing suspension, brakes, and alignment issues.
✅ Insurance Assistance – We handle paperwork and provide accurate repair estimates.
✅ Fast & Reliable Service – Get back on the road quickly with minimal downtime.
🚗 At Stellar Autoworks, we restore your car to pre-accident condition with precision and care.
Step 8: Follow Up on Repairs & Monitor Vehicle Performance
🔍 Why It’s Important:
After repairs, it’s crucial to test drive your vehicle and check for any lingering issues.
✔ What to Look For:
✅ Strange noises or vibrations – Could indicate alignment or suspension issues.
✅ Brake performance – Ensure smooth stopping without pulling to one side.
✅ Steering & handling – Should feel stable and responsive.
🚗 If anything feels off, Stellar Autoworks will reassess and fine-tune your vehicle to ensure optimal performance.
Why Trust Stellar Autoworks After an Accident?
At Stellar Autoworks, we know how stressful car accidents can be. That’s why we provide top-quality repairs, expert diagnostics, and seamless insurance assistance to get you back on the road safely.
Why Customers Choose Us:
✅ Comprehensive Collision & Mechanical Repairs – One-stop shop for all post-accident services.
✅ Trusted by Insurance Companies – Direct billing and accurate estimates.
✅ Advanced Diagnostic Equipment – Ensuring hidden damage is detected and fixed.
✅ Fast Turnaround Times – We know you need your car back quickly.
✅ Customer Satisfaction Guaranteed – We prioritize your safety and peace of mind.
🚗 From minor scratches to major collision repairs, Stellar Autoworks has you covered!
Schedule Your Post-Accident Repair at Stellar Autoworks Today!
If you’ve been in a car accident in Minnesota, trust Stellar Autoworks to handle your repairs, inspections, and insurance claims with expertise.
🚗 Let us take care of your vehicle—schedule your post-accident repair today! 🔧🚙